A critical illness can pose serious challenges - not only medical but financial as well.

Group Critical Illness coverage offers a flexible plan design that can help employees by providing a lump sum benefit to be applied towards the additional expenses associated with a critical illness event.


Group Critical Illness
  • A fixed benefit amount paid upon the initial Diagnosis of a Critical Illness after the effective date
  • Flexible plan designs
  • No maximum issue age
  • Competitive rates
  • Benefits are paid directly to the employee
  • Stand-alone cancer coverage available*
  • Optional riders to enhance coverage

*Not available in GA


Frequently Asked Questions

Critical Illness insurance is a protection plan that provides the insured with a lump sum benefit upon the diagnosis of a covered critical illness.
Medical events covered under Critical Illness insurance include:
  • Heart Attack
  • Stroke
  • Major organ failure
  • Coronary artery bypass surgery
  • Benign brain Tumor
  • Blindness
  • Coma
  • Permanent paralysis
  • Third degree burns over 30 square inches
  • Occupational HIV
Cancer is not covered under the critical illness plan, however cancer coverage can be added at the Employer level.
People of all ages should consider critical illness coverage. No matter what age or condition of health you are in, a critical illness can pose a serious threat to your finances.