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Group Hospital Indemnity

Financially prepare for an unexpected illness or accident


Spending a day or two in the hospital can be expensive, even with major medical coverage. The costs from deductibles, co-payments, medicine and/or therapy often are not covered and can quickly add up.

BankersWorksite® Group Hospital Indemnity insurance pays a cash benefit directly to the insured that can be used for bills resulting from a hospital stay. It’s a plan that offsets out-of-pocket medical costs, and a financially smart choice for your employees, their families and dependents.

Plan Benefits

  • Pays a fixed benefit to a covered person for a hospital stays resulting from covered illness or injury
  • Great supplement to medical plan, including high-deductible plans with Health Savings Account (HSA)
  • Benefits are paid directly to the insured, in addition to any other insurance benefits
  • Pre-existing waiting period can be customized by employer with Underwriting approval
  • Guaranteed coverage amounts, no health questions to answer
  • Benefits can be used to cover day-to-day expenses like childcare and rent or mortgage; as well as additional medical bills

*Plan details may vary.