- Immediate claims payment
- Level premium that is guaranteed to never increase
- Guaranteed death benefit (generally free from federal income tax*)
- Guaranteed access to living benefits
- Guaranteed cash values
- Portable at the same rate and benefit amount
*These statements are not intended as tax advice
Our whole life coverage includes Immediate Claims Payment, which allows the beneficiary to receive a portion of the benefit face amount soon after the death of a loved one, with less paperwork. Our coverage also offers optional living benefits which can assist individuals and families when they need to take care of large expenditures, like extended confinement and care.