Accident Indemnity coverage from BankersWorksite helps provide additional financial support after an accident. The benefits can be used for a wide range of accident-related expenses, including physician visits, emergency treatment and hospital stays.

Individual Accident Indemnity Plan
  • Guaranteed Issue - no health questions
  • Extensive accident coverage at affordable rates
  • Guaranteed Renewable; as long as premiums are paid on time, either in advance or during grace period
  • Provides a schedule of fixed benefits payable for the losses incurred as the result of a covered accident
  • Spouse and dependent children coverage available
  • Off-Job Only and On and Off-Job coverage options available
  • No coordination of benefits - what you see is what you get


Frequently Asked Questions

Indemnity insurance helps serve as a source of security and financial protection by paying a set amount of money for qualified medical services separate from your major medical insurance plan. These are usually based off a schedule of fixed benefits.
Hospital Indemnity insurance is a supplemental insurance product that pays a fixed amount to help cover out-of-pocket expenses associated with hospital stays. Optional benefits may include fixed benefits for outpatient surgery, physician visits, diagnostic tests and emergency room visits. An indemnity plan allows the insured the freedom to visit almost any doctor, specialist or hospital they prefer.
Designed to fill in the gaps in major medical coverage, Hospital Indemnity insurance provides benefits for a wide range of individuals, since anyone between the ages of 18-69 is typically eligible for indemnity coverage.